One-Time Close Loans
Build your home with one loan — from land to construction to permanent financing. One closing, no hassle.
DSCR Loans
Qualify based on rental income — not personal income. Scale your real estate portfolio faster and easier.
Reverse Mortgage
Turn your home equity into financial freedom — without monthly payments. Unlock the equity you have built.
Business Funding
Equipment financing, term loans, lines of credit, and MCA. Capital for businesses that banks turn away.
About Homestead Capital Partners
Homestead Capital Partners operates on the NEXA Lending platform—one of the largest and most flexible mortgage networks in the country.
Homestead Capital Partners provides access to over 280 lending partners, enabling more competitive options, flexible underwriting, and solutions that traditional banks often cannot offer
Who We Serve
Homebuilders, Real Estate Investors, and Homeowners Seeking to Unlock Equity.
Why Homestead?
- Specialized
- Strategic
- Flexible
- Trusted.
Our Mission
To deliver specialized lending solutions that empower clients to build, invest, and unlock equity with confidence.
One-Time Close:
Single-Close Simplicity
- One loan covers land, construction, and permanent financing
- Rate Security Upfront – Lock your rate before construction begins
- Seamless Build-to-Perm – No second closing, fewer fees, faster transition to long-term mortgage
DSCR Investor:
- Income-Based Qualification – Approved using property cash flow, not personal income
- Investor-Friendly Flexibility – Ideal for rental portfolios, LLCs, and repeat buyers
- Fast, Streamlined Closings – Minimal documentation, quicker path to funding
Reverse Mortgages:
- Access Home Equity – Convert equity into tax-free cash
- No Monthly Mortgage Payments – Maintain ownership while freeing cash flow
- Flexible Payout Options – Lump sum, monthly income, or line of credit