Listen to How We Help Builders Like You
Audio presentation - 90 seconds
Simplify Your Build Journey
Custom Home Builders, this one's for you. You have the vision. You've found the perfect lot. Your clients are excited. But then you hit the financial wall that derails so many projects: juggling two separate loans, managing double the paperwork, and paying closing costs twice.
Traditional banks want you to get a construction loan first, then refinance into a permanent mortgage once the home is complete. It's complicated. It's expensive. And it creates uncertainty when you need confidence most.
The Builder's Pain Point:
- Two loan applications = double the work
- Two sets of closing costs = $5,000-$15,000 extra
- Two approval processes = project delays
- Rate lock uncertainty = budget risk
- Construction-to-permanent gap = financing headaches
Enter the One-Time Close (OTC) Construction Loan
The OTC loan is the builder's solution. It's one loan that covers both construction and permanent financing in a single closing. Here's what that means for you:
✅ Single Closing
One set of fees, one closing process, one monthly payment from day one.
✅ Lower Costs
Eliminate duplicate closing costs and save thousands that go straight to your bottom line.
✅ Rate Lock Included
Lock your permanent rate during construction so budget surprises become a thing of the past.
Why Builders Choose Homestead Capital Partners
We specialize in construction financing that actually works for builders. Our OTC program is designed by people who understand the construction process — not just bankers who read about it. We move fast, communicate clearly, and help you close projects on time.
Ready to Simplify Your Next Project?
Don't let financing complexity slow down your builds. The OTC Construction Loan is built for Custom Home Builders who want one process, one closing, and one less thing to worry about.
NMLS #2587985 (Jon Howard) | NMLS #1660690 (NEXA Lending LLC) | Licensed CO