Specialized Lending for Unique Homes,
Investments, and Equity
Choose Your Financing Path — Structuring solutions around real-world goals, not rigid banking formulas.
Homestead Lending Solutions
One-Time Close Loan
Build your home with one loan—from land to construction to permanent financing. One approval, one closing, no hassle.
Explore One-Time CloseDSCR Loan
Qualify based on rental income—not personal income. Scale your real estate portfolio faster and easier.
Reverse Mortgage
Access your home’s equity without monthly mortgage payments. Turn what you’ve built into financial flexibility.
Specialized Lending. Strategic Solutions. Real Results.
Homestead Capital Partners (HCP) is a modern lending solutions firm built to serve borrowers whose needs fall outside the limits of traditional, one-size-fits-all financing.
We specialize in helping clients build, invest, and unlock equity through tailored mortgage and lending strategies designed around real-world goals—not rigid banking formulas.
What We Do
- Construction Loans
- DSCR Investor Loans
- Reverse Mortgages
Our Approach
- Strategic Structuring
- Speed & Execution
- Expert Guidance
Leadership & Platform Advantage
Operating on the NEXA Lending platform—one of the largest and most flexible mortgage networks in the country.
Led by Jon Howard, HCP provides access to over 280 lending partners, enabling more competitive options, flexible underwriting, and solutions that traditional banks often cannot offer.
Who We Serve
Homebuilders, Investors, and Homeowners seeking flexibility.
Why HCP?
280+ lenders, hands-on guidance, and non-traditional solutions.
Our Mission
To provide innovative, flexible lending solutions that empower our clients to build wealth, create opportunity, and move forward with confidence.
Let’s Build Your Next Move
Whether you’re just exploring options or ready to move forward, we’re here to help.