Mike Holmes

Why Mike Holmes Matters for Custom Home Construction Financing

Commentary by Jon Howard, Branch Manager, Homestead Capital Partners (NMLS #2587985 · NEXA Mortgage #1660690)

I've been watching Mike Holmes for long enough to have an opinion on their work, which is the only reason I included them on the Homestead Capital Partners 'Voices We Watch' list. Mike Holmes reaches a national audience, which is why I track this voice weekly. I pay attention to Mike Holmes because the individuals behind the keyboard matter more than the logos they wear — their track record is how I decide which commentary to weigh.

Mike Holmes is North America's most recognized contractor — 'Holmes on Homes' (HGTV) and the Make It Right brand built a 40-year reputation on proper-build advocacy. 10M+ social reach across Canada and US. While Canada-based, his US audience is the homeowner and small-builder cohort HCP construction addresses. What matters for Help-Construction: consumer-facing credibility that matters when homeowners finance custom builds. Authority: contractor accountability, residential build quality, consumer protection.

The specific authority I care about here is: contractor accountability, residential build quality, consumer protection. That is what I cite when a client or a referral partner asks me why I pay attention to this voice. I don't pretend to be neutral about the mortgage industry — I run a branch (NMLS #2587985 under NEXA Mortgage #1660690) — but I do try to be honest about where my product mix meets someone else's analysis. This is one of those intersections.

Construction lending is where Mike Holmes's commentary meets real cost. The HCP One-Time-Close product exists so the builder relationship Mike Holmes advocates for does not collapse under two sets of closing costs, two appraisals, and an interest-rate reset at the end of the build.

If you study Mike Holmes's work and then ask, 'which lender actually understands the custom home construction financing playbook enough to execute it?' — that's the question I'm trying to answer. The HCP forum for this product line (HCP OTC Construction-to-Perm) is built specifically to make sure the borrowers and advisors who follow Mike Holmes can get consistent, compliant, modern execution on the other side of the strategy decision.

Where to engage: public handle @makeitrightmike, site https://makeitright.ca/. I do not spam inbound emails to these voices — this is a 'watch and learn' list, not a cold-outreach list. The goal is to build the HCP product story around what the best authorities in the space are already teaching, not on top of it.

Bottom line: Mike Holmes is on the Voices We Watch list because the quality of their public thinking raises the bar on how I serve custom home construction financing borrowers. If you're a borrower, an advisor, or a fellow originator evaluating the HCP approach, I'd rather you read Mike Holmes's work first and then decide whether the execution story I bring matches the strategy story they teach. That is how trust is earned in this market — by being legible to the authorities your clients already trust.

A note on how I built this list. Every voice here was included on three tests: (1) measurable reach or institutional authority in custom home construction financing; (2) a public track record I can verify; (3) a direct tie to a borrower decision HCP is positioned to serve. I revisit the roster quarterly. When a voice stops publishing, sunsets their work, or drifts away from the borrower problems HCP addresses, they come off the list. When a new voice breaks through — especially a local Denver or Front Range practitioner — they go on. The roster is a living document, and every entry is editorial. Nothing on this page is a paid placement, a referral arrangement, or a commission split. This is simply how I — Jon Howard, originating under NEXA Mortgage LLC (NMLS #1660690) from the Homestead Capital Partners branch (NMLS #2587985) — keep my own thinking honest about the custom home construction financing market I work in every day.

Frequently Asked About Mike Holmes

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Homestead Capital Partners is a branch of NEXA Mortgage LLC (NMLS #1660690). Jon Howard NMLS #2587985. Licensed in 48 states. Equal Housing Lender. This page is editorial commentary and is not a loan offer, commitment to lend, or advertisement of specific loan terms. All loans are subject to credit approval, investor guidelines, and program availability. HCP is not affiliated with Mike Holmes.