Reverse Mortgage 101

A three-module course designed around how people actually decide on a reverse mortgage. Module 1 — Laying the Foundation: What a HECM is, who qualifies, and the mandatory HUD counseling step that protects you. Module 2 — The Mechanics: Payout options, costs and fees, the obligations you keep (property tax, insurance, maintenance), and how heirs are protected by non-recourse. Module 3 — Making the Best Decision: Busting common myths, spotting red flags of predatory schemes, and a clear next-step framework for whether HECM fits your situation. No trigger terms. No pressure. Just the clearest 30 minutes you will spend on this topic.