Skip to Content
Reverse Mortgage 101

Reverse Mortgage 101

A three-module course designed around how people actually decide on a reverse mortgage. Module 1 — Laying the Foundation: What a HECM is, who qualifies, and the mandatory HUD counseling step that protects you. Module 2 — The Mechanics: Payout options, costs and fees, the obligations you keep (property tax, insurance, maintenance), and how heirs are protected by non-recourse. Module 3 — Making the Best Decision: Busting common myths, spotting red flags of predatory schemes, and a clear next-step framework for whether HECM fits your situation. No trigger terms. No pressure. Just the clearest 30 minutes you will spend on this topic.

Responsible Jon Howard
Last Update 04/21/2026
Members 2
Module
Module 1: Foundation — What & Who
Module 1: Foundation — What & Who
View all
New Content
2. Who Qualifies?
New Content
1. What Is a Reverse Mortgage?
New Content
3. HUD-Approved Counseling
Module
Module 2: Mechanics — Costs, Payouts & Obligations
Module 2: Mechanics — Costs, Payouts & Obligations
View all
New Content
5. Costs & Fees
5. Costs & Fees
Preview
New Content
7. Property, Taxes & Insurance
New Content
6. Protecting Your Heirs
Module
Module 3: Decision — Protection, Red Flags & Next Steps
Module 3: Decision — Protection, Red Flags & Next Steps
View all
New Content
8. Common Myths Busted
New Content
9. Red Flags
9. Red Flags
Preview
New Content
10. Next Steps
10. Next Steps
Preview